Effective Date: August 22, 2026 | NJClosingCostCalculator.com
By accessing or using NJClosingCostCalculator.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site. These Terms apply to all visitors and users of the Site.
The closing cost calculator provided on this Site generates estimates only. All figures are for general informational and educational purposes. They do not constitute legal, financial, tax, or real estate advice, and should not be relied upon as a guarantee of actual closing costs.
Actual closing costs will vary based on the specific terms of your transaction, lender requirements, title company fees, municipal charges, proration calculations, and other factors unique to your property and circumstances. Always consult with a licensed New Jersey real estate attorney, your lender, and your title company to obtain a formal Closing Disclosure prior to closing.
Use of this Site does not create an attorney-client relationship, a fiduciary relationship, or a buyer's/seller's agency relationship between you and Thomas D. Buscemi or Keller Williams Preferred Properties. No such relationship is formed until a written representation agreement is executed.
While we make every effort to ensure the calculator uses current NJ REALTORS® RTF tiers and NJLTA title insurance rates, we do not warrant that the information is complete, accurate, or current. Rates and formulas are subject to change by the State of New Jersey and relevant industry bodies. We expressly disclaim any liability for errors, omissions, or inaccuracies in the estimates provided.
To the fullest extent permitted by applicable law, Thomas D. Buscemi and Keller Williams Preferred Properties shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or reliance on, the calculator or any information provided on this Site. This limitation applies regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise).
All content on this Site, including text, graphics, logos, and software, is the property of Thomas D. Buscemi or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.
This Site may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites. Links do not constitute an endorsement.
Thomas D. Buscemi and Keller Williams Preferred Properties are committed to the Fair Housing Act and the New Jersey Law Against Discrimination. We do not discriminate on the basis of race, color, national origin, religion, sex, familial status, disability, sexual orientation, gender identity, marital status, ancestry, or any other class protected by federal, state, or local law.
These Terms of Use shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Ocean County, New Jersey.
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.