Privacy Policy

1. Who We Are

NJClosingCostCalculator.com is operated by Thomas D. Buscemi, a licensed New Jersey Broker Associate affiliated with Keller Williams Preferred Properties, located at 1030 Hooper Avenue, Toms River, NJ 08753. References to "we," "us," or "our" in this Policy refer to Thomas D. Buscemi and Keller Williams Preferred Properties.

2. Information We Collect

When you use the closing cost calculator and request a free PDF report, we collect the following information that you voluntarily provide:

• First and last name
• Email address
• Phone number (optional)
• Your role (buyer, seller, both, or agent)
• The calculator inputs and results you entered (e.g., sale price, estimated closing costs)

We also automatically collect standard web server log data, including your IP address, browser type, and pages visited, for security and analytics purposes.

3. How We Use Your Information

We use the information you provide to:

• Generate and email your personalized PDF closing cost report
• Follow up with you regarding your real estate needs in Ocean County, NJ
• Send periodic real estate market updates and newsletters (you may opt out at any time)
• Improve the accuracy and functionality of the calculator

We do not use your information for automated decision-making or profiling that produces legal effects.

4. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following limited circumstances:

• Service providers: We use third-party services (including email delivery and website hosting) that process your data solely on our behalf and under confidentiality obligations.
• Legal compliance: We may disclose information if required by law, court order, or governmental authority.
• Keller Williams: As a franchisee of Keller Williams Realty, Inc., certain data may be shared with KW in accordance with our franchise agreement and KW's privacy practices.

5. Email Communications & CAN-SPAM Compliance

By submitting the form on this website, you consent to receive a one-time transactional email containing your PDF closing cost report. You may also receive follow-up real estate communications from Tom Buscemi. Every email we send includes:

• Our physical mailing address: 1030 Hooper Avenue, Toms River, NJ 08753
• A clear identification of the sender
• Instructions to opt out of future communications

To unsubscribe from future emails, reply to any email with the word "Unsubscribe" or email us directly at tombuscemi@kw.com. Opt-out requests will be honored within 10 business days.

6. Data Retention

We retain your contact information and calculator results for as long as necessary to provide our real estate services or as required by applicable law. You may request deletion of your data at any time by contacting us at the address below.

7. Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, or loss. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

8. Your Rights (New Jersey Residents)

Under New Jersey law, you have the right to request access to, correction of, or deletion of your personal information that we hold. To exercise these rights, contact us at:

9. Children's Privacy

This website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the site after any changes constitutes your acceptance of the revised Policy.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: